Investment Approach

We believe an active asset allocation approach, based on economic cycles, is preferable to the more common buy-and-hold approach for long-term, risk-adverse investors who desire a competitive return on their investments.

INTELLIGENT INVESTING

ECONOMICALLY DIVERSIFIED PORTFOLIOS plus ACTIVE RISK MANAGEMENT

ECONOMICALLY DIVERSIFIED PORTFOLIOS

Economies cycle between growth and recession, with periods of inflation and deflation. At any point during these different phases, there are asset classes that lead and those that lag. At BCM, we believe to invest well one must be in sync with the prevailing economic cycle.

While stocks, long-term bonds, or gold by themselves can be quite volatile, having double-digit gains or losses in a single year, something remarkable happens when you combine them with an allocation to cash. You get a stable and effective portfolio. Like the four legs of a stool, while any one leg alone may be unsteady, together they work well.

We design portfolios for an ever-changing economy, diversifying our capital across multiple asset classes like those shown above, while actively managing risk using the BCM Market Risk Model.

ACTIVE RISK MANAGEMENT – THE BCM MARKET RISK MODEL

Developed over the last 25 years, the BCM Market Risk Model (Model) is our unique competitive advantage. A mathematically-based, objective tool, the Model attempts to assess the current level of risk in the financial markets. With this information, we make the asset allocation decisions within our client portfolios in an effort to stay in sync with the prevailing economic cycles as discussed above.

It is this proprietary body of research that is the centerpiece of our approach to managing money, and that which sets us apart from other investment firms.