by Billeaud Capit… on Jun 22, 2018
by Billeaud Capit… on Jun 14, 2018
Let’s face it, much of life (academically, professionally, personally) is measured by performance. As investment advisors, we are always mindful of the performance of our clients’ portfolios. We clearly show the actual performance of each client’s portfolio (net of fees and expenses) four times a year in our quarterly reports, while we also track the overall firm
by Billeaud Capit… on May 10, 2018
by Billeaud Capit… on May 7, 2018
It is well accepted that no one can both consistently and accurately forecast the stock market. The key word is forecast. That’s not to say that any given “guru” cannot get it right, at least once. Many have, and others certainly will. But, so far, the vast majority have all turned out to be one-hit wonders.
by Billeaud Capit… on Mar 21, 2018
You may have heard stories in the news about “hidden” fees charged by advisors, brokers, and digital trading platforms. Because fees can erode an investor’s return over time, we thought it would be interesting to comment on this. To help, we will use a study by Personal Capital which came out last year highlighting some of the “hidden fees” charged to investors.
Before we get into some of their findings, it is important to understand that fees can come in many forms, but the three most relevant are:
by Billeaud Capit… on Feb 21, 2018
One of the most common questions we have received recently has been: What is Bitcoin? The attached article (compliments of Dimensional Fund Advisors) goes into detail to answer that question, as well as the question of its investment merit. Here’s a brief overview.
by Billeaud Capit… on Sep 22, 2017
Hindsight is 20/20. Or in the case of the stock market, hindsight makes you the smartest investor in the room. It will soon be the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis.
by Billeaud Capit… on Aug 25, 2017
by Billeaud Capit… on Aug 16, 2017
At BCM, we take a Goals-Based approach to financial planning for your retirement. What does this mean? Simply, we believe that goal-based planning should always start with understanding where you want to be financially down the road, what’s important in your life and only then create strategies to reach those aspirations.
by Billeaud Capit… on Jun 22, 2017
It's just one day, but...
We constantly hammer home the idea of proper diversification organized around the cycles of the economy. That different non-correlated asset classes (stocks, bonds, commodities and cash) react and change in value driven by underlying forces in the economy is indisputable.