Performance Part I: Putting it into Perspective

by Billeaud Capit… on Jun 14, 2018

investment management

Let’s face it, much of life (academically, professionally, personally) is measured by performance.  As investment advisors, we are always mindful of the performance of our clients’ portfolios.  We clearly show the actual performance of each client’s portfolio (net of fees and expenses) four times a year in our quarterly reports, while we also track the overall firm

Fees, What Fees?

by Billeaud Capit… on Mar 21, 2018

You may have heard stories in the news about “hidden” fees charged by advisors, brokers, and digital trading platforms.  Because fees can erode an investor’s return over time, we thought it would be interesting to comment on this.   To help, we will use a study by Personal Capital which came out last year highlighting some of the “hidden fees” charged to investors.

Before we get into some of their findings, it is important to understand that fees can come in many forms, but the three most relevant are:

Bitcoin Buyers: Beware!

by Billeaud Capit… on Feb 21, 2018

One of the most common questions we have received recently has been: What is Bitcoin? The attached article (compliments of Dimensional Fund Advisors) goes into detail to answer that question, as well as the question of its investment merit. Here’s a brief overview.


by Billeaud Capit… on Sep 22, 2017

pychology of investing

Hindsight is 20/20. Or in the case of the stock market, hindsight makes you the smartest investor in the room. It will soon be the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis.